Barriers to Building Generational Wealth: Mortgage Lending Disparities in Camden County

Barriers to Building Generational Wealth: Mortgage Lending Disparities in Camden County

Product No.: ADR21025
Date Published: 09/2021

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This report provides an analysis of mortgage lending trends within Camden County from 2004 to 2019, and presents findings of racial, ethnic, and geographic mortgage lending disparities that exist within Camden County and across the region.

Geographic Area Covered: Camden County

Key Words: Collateral, COVID-19, Credit History, Debt to Income Ratio, Generational Wealth Gap, Housing Crisis of 2008, Housing Mortgage Disclosure Act (HMDA), Mortgage, Origination, Post-Pandemic Economic Recovery, Racial Wealth Gap

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The Delaware Valley Regional Planning Commission (DVRPC) fully complies with Title VI of the Civil Rights Act of 1964, the Civil Rights Restoration Act of 1987, Executive Order 12898 on Environmental Justice, and related nondiscrimination mandates in all programs and activities. DVRPC's website, www.dvrpc.org, may be translated into multiple languages. Publications and other public documents can usually be made available in alternative languages and formats, if requested. DVRPC’s public meetings are always held in ADA-accessible facilities, and held in transit-accessible locations whenever possible. Translation, interpretation, or other auxiliary services can be provided to individuals who submit a request at least seven days prior to a public meeting. Translation and interpretation services for DVRPC’s projects, products, and planning processes are available, generally free of charge, by calling (215) 592-1800. All requests will be accommodated to the greatest extent possible.

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